MONNETA is a centre of excellence and network of experts that concentrates on sustainable financial economy, social economy and complementary currency systems and communicates knowledge of alternatives to the current money system and financial economy. MONNETA’s Associates share the conviction that there are better alternatives and that a variety of money systems would be better for people, economy and nature than just one.

A list our founding members who are deceased or not active any more can be found here.



Heike Isenschmid works as a Financial Coach with freelance firms, institutions and individuals.

She worked as a consultant to two banks, Credit Suisse and UBS. Before that she worked worldwide over a 16 year period for large banks, including in leading positions such as IT Management. Through working with leading managers of large enterprises she has gained great knowledge of both the pressures and the financial priorities of companies and the financial markets. During her time at UBS she worked to create a network of entrepreneurs as well as lobbying for “social responsible investments”. Since 2007, in connection with the great challenges for the banks, she began to see the current global finance system differently. Together with a network of financial reformers she conceived a financial institution based on principles of sustainability, conservation of resources and ethics, currently in planning.
Heike supports several groups of financial reformers working on the causes of the finance crisis and the development of possible solutions. It is important to her that transparency and longterm sustainability are at the heart of new initiatives.
Heike Isenschmid is married with two sons and lives in Meilen / Zürich.
Heike can be contacted here: heike.isenschmid (at)

Frank Jansky is a lawyer and the chair of the German Regional Currencies Association. He was born in 1967 and grew up in Genthin. He trained as a machine builder and after his military service studied law at the University of Potsdam followed by internships at various law practices. Since 1998, he has been working as a freelance lawyer. In his law practice he deals mainly with independent regional small and medium enterprises as well as citizens seeking legal advice. During his many years of practice he has developed various areas of expertise, including knowledge of monetary and financial law.

Frank teaches law on various training courses, is an official mediator, and chairs the boards of various voluntary organisations and corporations. As a member of the activist group Lobby Control he campaigns for the following demands: lobbyists out of the ministries; the publication of all information about the work of lobbyists in ministries up to now; transparent and democratic methods for employing external experts eg through hearings or other participatory methods.

Frank lives in Magdeburg, where he initiated the regional currency “Urstromtaler”, and is active in Friends of the Earth Sachsen-Anhalt. He is currently supporting the school project “WIR-Schülerbank” in the secondary school ‘An der Elbe’ in Parey.

Frank Jansky can be reached at: frank.jansky(at)

Prof. Dr. Christian Kreiß, born 1962, studied economics and gained his doctorate in Munich on the topic of the Great Depression 1929-1932. After nine years as a banker in various commercial banks, including seven years as an investment banker, he has been Professor of finance and political economy at the University of Applied Sciences in Aalen since 2002. In 2004 and 2006 he gave lectures on investment banking to the MBA course at the University of Maine, USA.

Christian is in great demand as a speaker because he can communicate his great technical knowledge to a wider public in an interesting and understandable way. He has given many interviews on radio and television and has published many articles. His 2013 book Profitwahn – Warum sich eine menschengerechte Wirtschaft lohnt takes a stand against the dictatorship of the financial markets and against his own fraternity – the economic experts. They advise the world’s governments and influence what is sold to the public as economic truth. With historical facts and current figures, Kreiß exposes the deadly Monopoly games of the finance industry. He demonstrates how in the past each phase of economic growth ended in conflict and chaos. His shocking conclusion: we ourselves are at the end of such a period. It is high time for a society that is just to people and the environment. At stake are human dignity and true democracy.

Prof. Dr. Christian Kreiß may be reached at: christian.kreiss (at)

Kathrin Latsch is the executive director of MONNETA gGmbH, a journalist and freelance author for reports and documentary films eg for ARTE and NDR. In 2007 she received the Ekotop Film Prize for „International Sustainable Development Film“. In addition, she facilitates events on the topics of economics, education, environment and sustainable finance. Since the finance crisis of 2008 she has been working with the MONNETA network of experts, who advise on, research and develop sustainable monetary systems and social currencies. Together with Ludwig Schuster she developed the ‘environmental card’, an incentive scheme for environmentally friendly behaviour, which won a competition for citizens’ ideas in Hamburg in 2012.

Her short film „A Flaw in the Monetary System?“ explains the consequences of interest and compound interest, which is useful as an introduction to the basic problems in the financial economy and to possible solutions for example in lectures.

Kathrin Latsch lives in Hamburg and can be reached here: kathrin (at)

Jens Martignoni, born 1963, trained as an engineer at the Technikum Winterthur, Switzerland and has an MBA in Nonprofit-Management from the Faculty of Economics and Sociology at the University of Freiburg. He is a lecturer in Innovation Management and Mathematics at various technical universities and has been working for many years on the development of alternative economic forms and new money systems. He is the manager of  FleXibles, an Association for the promotion of new forms of working in Zürich, where he leads the department for economic research and development. The Association offers services and consulting on the topics of societal and social innovation and works on the design and simulation of new money systems.
Selected publications:

You are welcome to send questions about sustainable money systems and complementary currencies to: jmartignoni (at)

Niko Paech teaches at University of Siegen in Germany as part on their PluralistEconomics degree. He is an expert in Ecological Economics, Climate Change, Sustainable Consumption, Sustainable Supply Chain Management, Sustainability Communication, Diffusion Theory, Innovation Management and Post-Growth Economics.

More about his person, and his contact details, can be found at his personal profile on the website of the  University of Siegen.

Stephanie is a founder and the board president for Humans United in Mutual Aid Networks (HUMANs) and Madison MAN Cooperative, founder and former co-director of the Dane County TimeBank, as well a musician and co-owner of Mother Fool’s Coffeehouse, all in Madison, WI, USA. She is also the board president of the Social Justice Center. Stephanie has a bachelor’s degree in interdisciplinary studies from Miami University’s Western College Program. She was born in Elyria, Ohio, and now lives in Madison, Wisconsin.

Stephanie can be contacted via info [at]

Norbert Rost is a commercial IT specialist who leads the Office for Post-Fossil Regional Development in Dresden. He sees the region as the level where each person can have some influence. For him, regional currencies are a helpful tool for the creation of regional business networks and economic cycles. He shares his knowledge at the regional level as chair of the Elbland Forum Association as well as member of the Förderverein Elbtaler e.V. and the Lausitzer e.V.

Norbert Rost writes regularly on these themes for magazines like Telepolis, Forum Nachhaltiges Wirtschaften, Humane Wirtschaft, Oya and many more.

Norbert Rost can be reached at: norbert.rost(at)

Ludwig Schuster, born 1975, is a project manager, consultant and speaker for sustainable development as well as an expert on complementary currencies and alternative money systems. He currently works in the ‘sinnwerkstatt Medienagentur GmbH’ in Berlin as a strategic consultant for eco-social enterprises. He has been advising start-up complementary currency systems in Germany and Europe for many years. He is engaged in the movement for the Common Good Economy and was a member of the Advisory Board of the German Regional Currencies Association.

Ludwig was a co-founder and coordinator of the Research Group for Sustainable Money – Wissenschaftlichen Arbeitsgruppe Nachhaltiges Geld -and researches the monetary causes of the ‘growth imperative’ and potential monetary and political approaches for a sustainable economy.

Publications and articles:

More information on Ludwig Schuster here.

Roland Spinola was born in Cologne and qualified as an engineer in Munich. He has been active as a trainer and speaker for many years. He worked for a long time as a systems analyst and trainer for IBM and latterly as manager of the leadership development program. During his 24 years at IBM he worked amongst other things for six years as a trainer at the international training center in Brussels. At the beginning of the 1980s, he introduced the Herrmann Dominance Instrument (HBDI) for the analysis of thinking styles to Germany. He captured his experiences with this model and its various applications in a book and in many specialist articles.

Roland Spinola was a member of the advisory board to the German Regional Currency Association. He is concerned with the dramatic changes of our time and seeks to point out early warning signs and present new ideas for different behaviour patterns.

Roland is married, lives in Fulda and has three adult children.

He can be reached at: info(at)