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    • THE PROBLEMS
    • Redistribution of wealth
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    • Currency Diversity – Complementary Monetary Systems
    • Interest-free money
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Solutions

The money system was created by humans. It is not true that there are no alternatives. The system can be reformed. There is not just one possible solution to the many problems in the financial economy. On the contrary, we believe that a variety of solutions is the key. We divide those monetary solutions known to us into the following categories:

Currency diversity and complementary money systems
Interest-free money

State-created money 
Other reform proposals

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Bargeld

Solutions

  • Currency diversity
    • Regional currencies
    • Loyalty schemes and corporate currencies
    • B2B Barter and the WIR bank
    • Parallel currencies
    • LETS and Time Banks
    • Virtual and crypto currencies
    • Other complementary currencies
    • Energy currencies
    • Freebanking
  • Interest-free money
    • Negative interest (demurrage)
    • 'Free Money' systems
    • JAK Bank model (Sweden)
    • Islamic banking
  • State money
    • Full reserve banking
    • Sovereign money creation
    • Modern Monetary Theory (MMT)
  • Other reform proposals
    • Common Good Economy
    • Ethical investment
    • Crowdfunding and Micro-Credit
    • Sharing Economy and Gift Economy
    • Policy-based approaches

Problems

  • Growth
  • Redistribution of wealth
  • Debt
  • Financial crises

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Ludwig Schuster

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