Ralf Becker, born 1966, is a graduate in Business Administration and Economic Science of Wilhelms University, Münster in Westfalen (1987-1993). He won a scholarship from the fund for gifted students of the Konrad Adenauer Foundation to finance his studies.

As co-founder of the debt forgiveness campaign erlassjahr.de and former advisor for the study “Sustainable Germany” he has been studying the international finance markets since the insolvency of Mexico in 1982. He was a contributor to the Club of Rome report ‘Finance and Sustainability: The Missing Link’ (2012).

Ralf Becker has a wide knowledge of various monetary systems and their potential for implementation, which he brings to his role as longterm coordinator of the Advisory Board of Regiogeld e.V. (an umbrella body for regional currencies in Germany). As a social entrepreneur he gives talks on the subjects of sustainable monetary and financial architecture and has lectured at universities and academies in seven European countries.

Ralf Becker may be reached here: becker.nrw (at) gmx.de

Leander Bindewald gained a Diploma in Neurobiology (2007) and a Masters in Philosophy and Economics (2009) from the University of Freiburg and has since worked on the topic of currency diversity in various countries in Europe and North America.

From 2012 to 2015 he worked as a consultant on complementary currencies with the New Economics Foundation , an independent Think Tank for a post-growth economy and sustainable economic systems in London and was the project manager for its EU-supported research project “Community Currencies in Action” (CCIA).

Since then, he has completed a PhD at theUniversity of Lancaster in the UK and works as an independent collaborator for MONNETA.

More on Leander and his activities here: www.CriteriCal.net

Stefan Brunnhuber is an economist, psychiatrist, a member of the Club of Rome and senator of the European Academy of Sciences. He is the medical director of the Diakonie-Klinik of Intergrative Psychatry in Dresden and Professor for Psychology and Sustainability at the University of Mittweida in Germany.

More information and contact details can be found at www.stefan-brunnhuber.de


Philipp Degens is reseacher at the faculty of social sciences at Hamburg university. He studied history, sociology and ehtnology and economics at the Universtiy of Colon.
For his doctoral thesis, he researched assigned meaning and use of regional currencies like the Brixton Pound, Stroud Pound (both in the UK) and the Vorarlbergtaler (Austria). Apart from the sociology of money his academic expertise spans cooperatives, civil society and third sector economics and the debates and options for societal transformantion and sustainability.

More about his person and his contact details can be found on his personal profile at the University of Hamburg.

Christian Gelleri, age 35, has substantially influenced the spread of regional currencies in Germany through his leadership of the regional currency Chiemgauer in Bavaria. He is a trained teacher of business studies and economics. At the beginning of 2003, whilst working as a teacher of economics at the Waldorf School in Chiemgau he co-initiated the Chiemgauer with six students. Today the Chiemgauer is the best-known regional currency in Germany with by far the highest currency circulation. As a founder member of the German Regional Currencies Association he has developed a broad knowledge of regional currencies. Gelleri has received awards from the Tutzinger Foundation for Environmental Education and the Bad Boll Foundation for Money and Land Reform.

Christian Gelleri is also business manager of the cooperative Regios eG, through which he has further developed Chiemgauer from a solely note-based currency to include electronic payments (e-Chiemgauer). E-Chiemgauer began in 2007 and is financially supported by the German Ministry for Consumer Protection, Nutrition and Agriculture. Since then it has become ever more important for daily business between local businesses.

Christian Gelleri can be reached here: info (at) regios.eu

Dr. Hugo Godschalk is a native of the Netherlands (born 1957), who studied economics at the University of Münster/Westfalen (1974-1979). This was followed by five years of economic research which led to his doctorate in 1982 on the future of finance in the computer age. In 1984, he began working for the GZS Society for Payment Systems mbH (Eurocard), first as a researcher on the EFTPOS pilot projects for the German credit card industry and later as manager of the business department in the Controlling section for Eurocard, eurocheque and the development of payment systems. From 1990 to 1993 he also worked as Senior Consultant in the area of payment systems and electronic banking for the consulting firm Ordina (Deutschland) GmbH. Since 1993, he has led the PaySys Consultancy GmbH in Frankfurt am Main. He has also been a managing director of the European Group EPCA (European Payments Consulting Association) since 2000. He has written many expert reports, including – together with RA Klaus Hardraht -the complementary currency report for the bank Sparkasse Delitzsch-Eilenburg and is author of the books:

  • „Die geldlose Wirtschaft. Vom Tempeltausch zum Barter-Club”, Ökonomie Alternativen 1, Basis-Verlag, Berlin 1986
  • With Dieter Suhr “Optimale Liquidität”, Fritz Knapp Verlag, Frankfurt 1986.

Hugo Godschalk can be reached here: hgodschalk(at)paysys.de www.paysys.de

Dr. Eva-Maria Hubert is an economist who researches economic history, monetary theories, monetary policy and complementary currencies and economic forms. She is currently developing the ‘middle way’ for economy and society in the 21st century. She is married with two adult children.


  • Sozialtechnik Geld und Währungsmorphologie, in: Zeitschrift für Sozialökonomie, 172, Februar 2012.
  • Wirtschaften mit gedrosselten Wachstumsmotoren: Die Soziale Plastik als Zukunftsentwurf von Joseph Beuys, in: Dorothée Deimann, Simon Mugier (Hrsg.): Schöpfungskraft Wirtschaft, Basel, edition gesowip, März 2011.
  • Wirtschaften mit gedrosselten Wachstumsmotoren: Die Soziale Plastik als Zukunftsentwurf von Joseph Beuys, Zeitschrift für Sozialökonomie, 166, November 2010.
  • Benoît B. Mandelbrot und Richard L. Hudson: Fraktale und Finanzen – Märkte zwischen Risiko, Rendite und Ruin, Zeitschrift für Sozialökonomie, 164, April 2010.
  • Zinsfunktionen und das Problem doppelter Inkonsistenz, Zeitschrift für Sozialökonomie, 160, April 2009.
  • Joachim Bauer: Prinzip Menschlichkeit – Warum wir von Natur aus kooperieren, Zeitschrift für Sozialökonomie, 158, Oktober 2008.
  • Marktversagen, Verschwendung und bürgerschaftliches Engagement: Versuch zur ökonomischen Begründung von Regionalgeld, Zeitschrift für Sozialökonomie, 152, April 2007.
  • Tauschringe und Marktwirtschaft: Eine ökonomische Analyse lokaler Komplementärökonomien, Berlin, Duncker & Humblot, 2004.
  • Struktur öffentlicher Finanzen in Württemberg-Baden von 1945 bis 1952, St. Katharinen, Scripta Mercaturae, 1998.Eva-Maria Hubert may be reached here: em.hubert(at)arcor.de

Frank Jansky is a lawyer and the chair of the German Regional Currencies Association. He was born in 1967 and grew up in Genthin. He trained as a machine builder and after his military service studied law at the University of Potsdam followed by internships at various law practices. Since 1998, he has been working as a freelance lawyer. In his law practice he deals mainly with independent regional small and medium enterprises as well as citizens seeking legal advice. During his many years of practice he has developed various areas of expertise, including knowledge of monetary and financial law.

Frank teaches law on various training courses, is an official mediator, and chairs the boards of various voluntary organisations and corporations. As a member of the activist group Lobby Control he campaigns for the following demands: lobbyists out of the ministries; the publication of all information about the work of lobbyists in ministries up to now; transparent and democratic methods for employing external experts eg through hearings or other participatory methods.

Frank lives in Magdeburg, where he initiated the regional currency “Urstromtaler”, and is active in Friends of the Earth Sachsen-Anhalt. He is currently supporting the school project “WIR-Schülerbank” in the secondary school ‘An der Elbe’ in Parey.

Frank Jansky can be reached at: frank.jansky(at)freenet.de

Kathrin Latsch is the executive director of MONNETA gGmbH, a journalist and freelance author for reports and documentary films eg for ARTE and NDR. In 2007 she received the Ekotop Film Prize for „International Sustainable Development Film“. In addition, she facilitates events on the topics of economics, education, environment and sustainable finance. Since the finance crisis of 2008 she has been working with the MONNETA network of experts, who advise on, research and develop sustainable monetary systems and social currencies. Together with Ludwig Schuster she developed the ‘environmental card’, an incentive scheme for environmentally friendly behaviour, which won a competition for citizens’ ideas in Hamburg in 2012.

Her short film „A Flaw in the Monetary System?“ explains the consequences of interest and compound interest, which is useful as an introduction to the basic problems in the financial economy and to possible solutions for example in lectures.

Kathrin Latsch lives in Hamburg and can be reached here: kathrin (at) monneta.org

Jens Martignoni, born 1963, trained as an engineer at the Technikum Winterthur, Switzerland and has an MBA in Nonprofit-Management from the Faculty of Economics and Sociology at the University of Freiburg. He is a lecturer in Innovation Management and Mathematics at various technical universities and has been working for many years on the development of alternative economic forms and new money systems. He is the manager of  FleXibles, an Association for the promotion of new forms of working in Zürich, where he leads the department for economic research and development. The Association offers services and consulting on the topics of societal and social innovation and works on the design and simulation of new money systems.
Selected publications:

You are welcome to send questions about sustainable money systems and complementary currencies to: jmartignoni (at) flexibles.ch