Model of a sustainable money system beyond the growth imperative? The Swedish JAK Bank has been offering interest-free savings, loans and banking services since 1965, with the aim of enabling an interest-free economy. More than 38,000 members of the cooperative bank save with interest-free savings accounts and can thus borrow money from the general fund […]

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  Ralf Becker, born 1966, is a graduate in Business Administration and Economic Science of Wilhelms University, Münster in Westfalen (1987-1993). He won a scholarship from the fund for gifted students of the Konrad Adenauer Foundation to finance his studies. As co-founder of the debt forgiveness campaign erlassjahr.de and former advisor for the study “Sustainable […]

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The JAK Members’ Bank (swedisch: JAK Medlemsbank) is the first bank in Sweden to create an interest-free banking system for its members, based on the JAK Bank model. The abbreviation JAK stands for the Swedish words Jord, Arbete und Kapital – land, work, capital. The bank was founded in 1965 as a cooperative savings and […]

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Dr. Eva-Maria Hubert is an economist who researches economic history, monetary theories, monetary policy and complementary currencies and economic forms. She is currently developing the ‘middle way’ for economy and society in the 21st century. She is married with two adult children. Publications: Sozialtechnik Geld und Währungsmorphologie, in: Zeitschrift für Sozialökonomie, 172, Februar 2012. Wirtschaften […]

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Ludwig Schuster, born 1975, is a project manager, consultant and speaker for sustainable development as well as an expert on complementary currencies and alternative money systems. He currently works in the ‘sinnwerkstatt Medienagentur GmbH’ in Berlin as a strategic consultant for eco-social enterprises. He has been advising start-up complementary currency systems in Germany and Europe […]

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