The New Economics Foundation (NEF) is a British ‘think tank’, which promotes economic and ecological justice. NEF has been the UK’s leading research organisation for money, credit and complementary currencies since 1986. www.neweconomics.org

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  Ralf Becker, born 1966, is a graduate in Business Administration and Economic Science of Wilhelms University, Münster in Westfalen (1987-1993). He won a scholarship from the fund for gifted students of the Konrad Adenauer Foundation to finance his studies. As co-founder of the debt forgiveness campaign erlassjahr.de and former advisor for the study “Sustainable […]

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All the great religions include a ban on usury, the charging of unjust interest, and Islamic Banking still practices this principle today. Very worldly businesses that also practice interest-free banking include the Swedish JAK-Genossenschaftsbank, in which customers save and lend money without interest, regional currencies, or the idea of a currency with a “circulation incentive”, […]

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Leander Bindewald gained a Diploma in Neurobiology (2007) and a Masters in Philosophy and Economics (2009) from the University of Freiburg and has since worked on the topic of currency diversity in various countries in Europe and North America. From 2012 to 2015 he was consultant on complementary currencies with the New Economics Foundation , […]

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WIR Bank serves small and medium sized companies across Switzerland with seven branches and two main businesses, which grew out of the self-help organization WIR Economic Circle, founded by Werner Zimmermann in 1934. What began as a network of 300 firms and private individuals today includes 50,000 small and medium sized enterprises, which, with the […]

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The JAK Members’ Bank (swedisch: JAK Medlemsbank) is the first bank in Sweden to create an interest-free banking system for its members, based on the JAK Bank model. The abbreviation JAK stands for the Swedish words Jord, Arbete und Kapital – land, work, capital. The bank was founded in 1965 as a cooperative savings and […]

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Dr. Eva-Maria Hubert is an economist who researches economic history, monetary theories, monetary policy and complementary currencies and economic forms. She is currently developing the ‘middle way’ for economy and society in the 21st century. She is married with two adult children. Publications: Sozialtechnik Geld und Währungsmorphologie, in: Zeitschrift für Sozialökonomie, 172, Februar 2012. Wirtschaften […]

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  Heike Isenschmid works as a Financial Coach with freelance firms, institutions and individuals. She worked as a consultant to two banks, Credit Suisse and UBS. Before that she worked worldwide over a 16 year period for large banks, including in leading positions such as IT Management. Through working with leading managers of large enterprises […]

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Frank Jansky is a lawyer and the chair of the German Regional Currencies Association. He was born in 1967 and grew up in Genthin. He trained as a machine builder and after his military service studied law at the University of Potsdam followed by internships at various law practices. Since 1998, he has been working […]

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Kathrin Latsch is the executive director of MONNETA gGmbH, a journalist and freelance author for reports and documentary films eg for ARTE and NDR. In 2007 she received the Ekotop Film Prize for „International Sustainable Development Film“. In addition, she facilitates events on the topics of economics, education, environment and sustainable finance. Since the finance […]

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