Three common Misconceptions Three threatening Results Three possible Solutions In this 2013 presentation late Prof Margrit Kennedy describes three misconceptions most people hold about money; the results of these misconceptions, and thirdly offers three possible solutions in terms of monetary innovations. What is money? Let’s take the good news first. Money is one of the […]

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The stability of the money system depends on belief in future profits and economic growth. The system of credit is a belief system (from the Latin credere = to believe). Credit is the belief in the ability of the borrower to pay back the borrowed money plus interest. Loans include interest repayments. This kind of […]

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  We have no choice. Whether we want economic growth or not, our capitalistic system needs growth to at least match interest repayments in order to remain stable. The associated regular interest income of the ‘net interest winners’ is not only responsible for the fact that the wealthy become ever wealthier but also for the […]

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The New Economics Foundation (NEF) is a British ‘think tank’, which promotes economic and ecological justice. NEF has been the UK’s leading research organisation for money, credit and complementary currencies since 1986. www.neweconomics.org

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  Ralf Becker, born 1966, is a graduate in Business Administration and Economic Science of Wilhelms University, Münster in Westfalen (1987-1993). He won a scholarship from the fund for gifted students of the Konrad Adenauer Foundation to finance his studies. As co-founder of the debt forgiveness campaign erlassjahr.de and former advisor for the study “Sustainable […]

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Leander Bindewald gained a Diploma in Neurobiology (2007) and a Masters in Philosophy and Economics (2009) from the University of Freiburg and has since worked on the topic of currency diversity in various countries in Europe and North America. From 2012 to 2015 he was consultant on complementary currencies with the New Economics Foundation , […]

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Prof. Dr. Karl-Heinz Brodbeck (born 1948) is an economist, engineer, business ethicist, philosopher and creativity researcher. He was Professor of Economics, Statistics and Creative Technology at the Technical University of Würzburg and at the Technical University for Politics in Munich. He has published many books and articles on economics, financial science, money, philosophy and creativity. […]

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Electricity comes to us from the plug, drinking water from the tap and money from the bank. But most people do not know how money is created. Who makes money? Or, as the experts ask: how is money created? Cash in Germany is issued by the German Central Bank (Deutsche Bundesbank) and the European Central […]

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